1302 E 20th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1302 E 20th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Nov 2020)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115328027`

Property Details

APN / Parcel Number

Primary APN	`1115328027`
Alternative APN	`106720`

Exterior

Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide

Location & Zoning

Account Number	106720
Street Address	1302 E 20TH ST
City	STERLING
State	IL
Zip	61081-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB #2 LOT 7 BLK 5 670300X
Legal Subdivision	LINCOLNSHIRE SUBDIVISION
Legal Block	5
Legal Lot Number	7
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1009
Census Tract	1200

Owner

Source: Whiteside County records · APN 1115328027

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1302 E 20TH ST, STERLING, IL 61081-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2020 · Amount on Record
Deed Sale	Nov 05, 2020 · Amount on Record
Prior Sale	Sep 14, 2010 · Amount on Record
Deed Document Number	20207194
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 05, 2020
Property Address	1302 E 20TH ST, STERLING, IL 61081-1432
Document Number	0000007194
Instrument Date	Nov 04, 2020
Instrument	7194
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WASHINGTON ST PROPHETSTOWN IL 612771110, PROPHETSTOWN, IL 61277-1110

Mortgage

Document Number	7195
Date	Nov 05, 2020
Instrument	7195

Lender

Name	IXONIA BK
Type	Bank
Address	WAUKESHA, WI 53186

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00	$51,511 Land $4,289 Building $47,222
2024			$154,533 Land $12,867 Building $141,666

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: JAB Wireless.

Based on FCC filings for 587 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.