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1202 E 20th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1202 E 20th St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.254 acres (11,094 sqft)
OwnerIndividual Name on File
Tax Bill$4,616 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1115328024

Property Details

APN / Parcel Number

Primary APN1115328024
Alternative APN
  • 13921

Exterior

Lot Area11,094 sqft (0.254 acres)

Location & Zoning

Account Number13921
Street Address1202 E 20TH ST
CitySTERLING
StateIL
Zip61081-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLNSHIRE SUB #2 LOT 1 & SLY 5 LOT 2 BLK 5 MF 8299-99 669900X
Legal SubdivisionLINCOLNSHIRE SUBDIVISION
Legal Block5
Legal Lot Number1-2
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1009
Census Tract1200

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1202 E 20TH ST, STERLING, IL 61081-1430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1202 E 20TH ST, STERLING, IL 61081-1430
Document Number0000006970
Instrument DateDec 10, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019
Title CompanyNTI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1202 E 20TH ST STERLING IL 610811430, STERLING, IL 61081-1430

Mortgage

Document Number0000006970
DateDec 17, 2018
Instrument6970
Lender
NameIAA CU
AddressBLOOMINGTON, IL 61701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 16, 2033

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,616.00$51,448 Land $5,109 Building $46,339
2024$154,344 Land $15,327 Building $139,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Air Wireless
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: JAB Wireless.

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