13018 Clay Ave, Largo, FL 33773 Property Records

Pinellas County property record for 13018 Clay Ave, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1986
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jun 2025)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-2000-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-2000-8`
Alternative APNs	`11-30-15-93348-007-0110` `301511933480070110` `153011933480070110` `R123148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,103 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	1,103 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	121 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	180 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R123148
Street Address	13018 CLAY AVE
City	LARGO
State	FL
Zip	33773-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ULMERTON BLK 7, LOT 11
Legal Range	15E
Legal Township	30S
Legal Section	11
Legal Subdivision	ULMERTON
Legal Tract	93348
Legal Block	7
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25021

Owner

13018 Clay Ave is owned by two individuals who bought it in June 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12713 95TH ST N, LARGO, FL 33773-1252
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Intrafamily Transfer, Transfer
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2025 · Amount on File
Deed Sale	Jun 19, 2025 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	2025176202
Deed Book / Page	23202 / 315
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0222461996
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 27, 2022
Property Address	13018 CLAY AVE, LARGO, FL 33773-1127
Document Number	0222461996
Book / Page	22246 / 1996
Map Reference	MB 6 PG 31
Instrument Date	Oct 11, 2022
Instrument	2022315109
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9241 122ND TER, 9241, LARGO, FL 33773-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9241 122ND TER, LARGO, FL 33773-2522

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 7, 2022
Property Address	13018 CLAY AVE, LARGO, FL 33773-1127
Document Number	0221932263
Book / Page	22193 / 2263
Map Reference	MB 6 PG 31
Instrument Date	Sep 2, 2022
Instrument	2022271248
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	BAXTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1784 LONG BOW LN, 1784, CLEARWATER, FL 33764-6402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9241 122ND TER, LARGO, FL 33773-2522

Mortgage

Document Number	0221932265
Date	Sep 7, 2022
Instrument	22193/2265

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13018 CLAY AVE, LARGO, FL 33773-1127
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196521847
Date	Jun 2, 2017
Book Page	19652/1847
Instrument	2017172145

Lender

Name	COMMONWEALTH MORTGAGE LLC
Type	Mortgage Company
Address	WOBURN, MA 01801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 13018 Clay Ave was $5,814, up 3.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,814.00 (+3.84%)	$321,416 Land $120,845 Building $200,571	$321,416 Land $120,845 Building $200,571
2024	$5,599.00 (+3.69%)
2023	$5,400.00 (+36.74%)	$289,862 (+22.45%)	$289,862 (+22.45%) Land $134,368 Building $155,494
2022	$3,949.00	$236,719	$236,719 Land $126,867 Building $109,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13018 Clay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	18 (2012–2024)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13018 Clay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

Nearby Properties on Clay Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures