Pinellas County property record for 13110 Clay Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 927 sqft · built 1938 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Mar 2016) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-1995-0 |
| Primary APN | C62-000-750-1995-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 927 sqft Living Area |
| 1st Floor Area | 927 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 121 ft deep x 58 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R123143 |
|---|---|
| Street Address | 13110 CLAY AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | ULMERTON BLK 7, LOT 6 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | ULMERTON |
| Legal Tract | 93348 |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 25021 |
13110 Clay Ave is owned and occupied by two individuals who bought it in March 2016.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13110 CLAY AVE, LARGO, FL 33773-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Prior Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 201660100 |
| Deed Book / Page | 19100 / 2683 |
| Prior Transfer Date | Nov 21, 2014 |
| Prior Transfer Doc | 0185990840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13110 CLAY AVE, LARGO, FL 33773-1129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13110 CLAY AVE, LARGO, FL 33773-1129 |
| Document Number | 0227242275 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 22724/2275 |
| Instrument | 2024056050 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
The 2025 property tax bill for 13110 Clay Ave was $1,659 with a homeowner's exemption, up 5.7% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 (+5.67%) Homeowner's exemption | $130,898 | $275,819 Land $122,124 Building $153,695 |
| 2024 | $1,570.00 (+0.71%) | ||
| 2023 | $1,559.00 (+2.23%) Homeowner's exemption | $123,504 (+3%) | $251,320 (+13.04%) Land $132,822 Building $118,498 |
| 2022 | $1,525.00 Homeowner's exemption | $119,907 | $222,319 Land $127,836 Building $94,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13110 Clay Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 18 (2012–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13110 Clay Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, WOW Internet, Cable & Phone.
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