13014 Water St, San Jose, CA 95111 Property Records

Santa Clara County property record for 13014 Water St, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,118 sqft · built 1951
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,279,000 (Oct 2025)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 9 more
Flood Zone	Zone D (undetermined)
APN	`497-09-071`

Property Details

APN / Parcel Number

Primary APN	`497-09-071`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	13014 WATER ST
City	SAN JOSE
State	CA
Zip	95111-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 875 MONTEREY MANOR BOOK 33 PAGE 44 PAGE 45 BLOCK 5 LOT 5
Legal Subdivision	MONTEREY MANOR
Legal Tract	875
Legal Block	5
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2014
Census Tract	503220

Owner

13014 Water St is owned and occupied by two individuals who bought it in October 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER CU
Jan 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 27, 2025	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jun 23, 2017	Deed of Trust, Mortgage FREMONT BANK
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 26, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Dec 12, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Dec 12, 2018	Intrafamily Transfer, Transfer · ARM PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Deed Document Number	202525890621
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	0024342054
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0025307214
Date	May 23, 2022
Instrument	25307214

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0024937067
Date	Apr 27, 2021
Instrument	24937067

Lender

Name	PREMIER CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0025750829
Date	Jan 3, 2025
Instrument	25750829

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 27, 2025
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Document Number	0025890621
Map Reference	MB 33 PG 44 & 45
Instrument Date	Oct 10, 2025
Instrument	25890621
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,627.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0025890622
Date	Oct 27, 2025
Instrument	25890622

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023681274
Date	Jun 23, 2017
Instrument	23681274

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023844423
Date	Jan 8, 2018
Instrument	23844423

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024047474
Date	Oct 23, 2018
Instrument	24047474

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 26, 2019
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Document Number	0024342054
Instrument Date	Nov 13, 2019
Instrument	24342054
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13014 WATER ST SAN JOSE CA 951113360, SAN JOSE, CA 95111-3360

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 26, 2019
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Document Number	0024342052
Map Reference	MB 33 PG 44&45
Instrument Date	Nov 13, 2019
Instrument	24342052
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0024342053
Date	Nov 26, 2019
Instrument	24342053

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 12, 2018
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Document Number	0024080685
Instrument Date	Nov 19, 2018
Instrument	24080685
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13014 WATER ST SAN JOSE CA 951113360, SAN JOSE, CA 95111-3360

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 12, 2018
Property Address	13014 WATER ST, SAN JOSE, CA 95111-3360
Document Number	0024080683
Map Reference	MB33 PG44&45
Instrument Date	Nov 19, 2018
Instrument	24080683
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13014 WATER ST, SAN JOSE, CA 95111-3360

Mortgage

Document Number	0024080684
Date	Dec 12, 2018
Instrument	24080684

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 13014 Water St was $3,180.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,279,000 (+2,278.92%) Land $1,000,000 Building $279,000
2025	$3,180.00 Homeowner's exemption	$53,764 Land $17,059 Building $36,705
2023	$2,865.00 (+2.58%) Homeowner's exemption	$51,679 Land $16,398 Building $35,281
2022	$2,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13014 Water St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13014 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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