12987 Water St, San Jose, CA 95111 Property Records

Santa Clara County property record for 12987 Water St, San Jose, CA 95111

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,118 sqft · built 1951
Lot Size0.215 acres (9,375 sqft)
OwnerTrust Name on File
Tax Bill$2,479 (2025)
Flood ZoneZone D (undetermined)
APN497-09-048

Property Details

APN / Parcel Number

Primary APN497-09-048

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address12987 WATER ST
CitySAN JOSE
StateCA
Zip95111-3359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 875 MONTEREY MANOR BOOK 33 PAGE 44 PAGE 45 BLOCK 4 LOT 28
Legal SubdivisionMONTEREY MANOR
Legal Tract875
Legal Block4
Legal Lot Number28
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2013
Census Tract503220

Owner

12987 Water St is owner-occupied and held in a trust since March 1996.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address12987 WATER ST, SAN JOSE, CA 95111-3359
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 1994
Deed SaleFeb 11, 1994
Deed Document Number199412355893
Deed Book / Page299 / 1166
Last Transfer DateMar 6, 1996
Transfer Doc0013218995
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12987 Water St was $2,479 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictFranklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$51,067 (+2%) Land $17,400 Building $33,667
2025$2,479.00 Homeowner's exemption$50,066 Land $17,059 Building $33,007
2023$2,121.00 (+1.73%) Homeowner's exemption$48,124 Land $16,398 Building $31,726
2022$2,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12987 Water St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12987 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
800 / 160
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on Water St

Nearby Streets

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