13012 Draper Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13012 Draper Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,050 sqft · built 1955
Lot Size	4.7 acres (204,732 sqft)
Owner	Individual Name on Record
Last Sale	$115,500 (May 2020)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-001400`

Property Details

APN / Parcel Number

Primary APN	`04-001400`
Alternative APN	`001400`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,050 sqft Total Area
Basement Area	2,000 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Siding
Roof Material	Metal
Lot Area	204,732 sqft (4.7 acres)
Porch	Slab
Porch Area	132 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001400
Street Address	13012 DRAPER RD
City	CLEAR SPRING
State	MD
Zip	21722-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	4.70 ACRES 13012 DRAPER ROAD
Legal Subdivision	CHANEY PAUL A
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1016
Census Tract	10600

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13012 DRAPER RD, CLEAR SPRING, MD 21722-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed, Transfer · ARM CNB BANK INC
Jan 14, 2020	Correction Deed ATTORNEY ONLY
Mar 7, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Book / Page	6242 / 80
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	0061580128
Record Updated	Sep 20, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 4, 2020
Property Address	13012 DRAPER RD, CLEAR SPRING, MD 21722-1320
Document Number	0062420080
Book / Page	6242 / 80
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER SETTLEMENTS & TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13012 DRAPER RD, CLEAR SPRING, MD 21722-1320

Mortgage

Document Number	0000624287
Date	May 4, 2020
Instrument	6242/87

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	5.24%
Max Rate At Change	7.24%
Index	Other
Max Rate	11.2%

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 14, 2020
Property Address	13012 DRAPER RD, CLEAR SPRING, MD 21722-1320
Document Number	0061580128
Book / Page	006158 / 000128
Instrument Date	Jan 7, 2020
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 7, 2019
Property Address	13012 DRAPER RD, CLEAR SPRING, MD 21722-1320
Document Number	0059300308
Book / Page	005930 / 000308
Instrument Date	Dec 19, 2018
Transaction Type	Foreclosure
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$142.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (+10.09%) Land $112,000 Building $163,400	$275,400 (-) Land $112,000 Building $163,400
2025	$2,590.00 (+11.25%)	$250,167 (+25.27%)	$275,400 (+37.91%) Land $112,000 Building $163,400
2024	$2,328.00 (+12.14%)
2023	$2,076.00	$199,700 Land $112,000 Building $87,700	$199,700 Land $112,000 Building $87,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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