Washington County property record for 12839 Draper Rd, Clear Spring, MD 21722 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,456 sqft Total Area |
| Lot Size | 99,317 sqft (2.28 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,883.00 (2025) |
Source: Washington County records · APN 04-012852
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12839 DRAPER RD, CLEAR SPRING, MD 21722-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 07, 2023 | Deed of Trust, Mortgage · Line of Credit WASHINGTON COUNTY TEACHERS FCU |
| Apr 07, 2020 | Deed of Trust, Mortgage WASHINFTON COUNTY TEACHERS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12839 DRAPER RD, CLEAR SPRING, MD 21722-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0071910001 |
|---|---|
| Date | Feb 07, 2023 |
| Book Page | 7191/1 |
| Name | WASHINGTON COUNTY TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 06, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12839 DRAPER RD, CLEAR SPRING, MD 21722-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0062210272 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 6221/272 |
| Name | WASHINFTON COUNTY TEACHERS FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | HAGERSTOWN, MD 21742 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | May 03, 2040 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,700 (+6.45%) Land $87,800 Building $112,900 | $200,700 (-) Land $87,800 Building $112,900 | |
| 2025 | $1,883.00 (+10.31%) Homeowner's exemption | $188,533 (+14.82%) | $200,700 (+22.23%) Land $87,800 Building $112,900 |
| 2023 | $1,707.00 Homeowner's exemption | $164,200 Land $87,800 Building $76,400 | $164,200 Land $87,800 Building $76,400 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-012852 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,456 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 99,317 sqft (2.28 acres) |
| Shed | 1 Shed |
| Shed Area | 960 sqft Shed |
| Deck Area | 192 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 012852 |
|---|---|
| Street Address | 12839 DRAPER RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 2.28 AC 12839 DRAPER RD |
| Legal Subdivision | RUTH E MCALLISTER SEC I |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 4, CLEAR SPRING |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 10600 |
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