13010 Baumgartner Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13010 Baumgartner Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1957
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,900 (Jul 2006)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-25-4003-003`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-25-4003-003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	72,745 sqft (1.67 acres)

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13010 BAUMGARTNER RD
City	SAINT CHARLES
State	MI
Zip	48655-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 270 FT OF E 270 FT OF SE 1/4 OF SE 1/4 1.67 ACRES SEC 25 T11N R2E
Legal Range	02E
Legal Township	11N
Legal Section	25
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2040
Census Tract	12300

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 24, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 6, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Prior Sale	Jun 9, 1989 · Amount on Record
Deed Book / Page	2388 / 881
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028540
Date	Dec 11, 2025
Instrument	2025028540

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 5, 2065

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600

Mortgage

Document Number	2021018820
Date	May 24, 2021
Instrument	2021018820

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 10, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13010 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032461
Date	Dec 6, 2017
Instrument	2017032461

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jan 1, 2031

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,700 (+28.48%)	$153,400 (+28.48%)
2025	$1,704.00 (+22.94%) Homeowner's exemption
2023		$59,700	$119,400
2022	$1,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: LakeNet, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baumgartner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures