12900 Baumgartner Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12900 Baumgartner Rd, Saint Charles, MI 48655

Property Summary

Property Type	Residential Vacant Land
Lot Size	13.2 acres (578,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,136 (Sep 2023)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Sep 2023 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26-11-3-31-2003-000`

Property Details

APN / Parcel Number

Primary APN	`26-11-3-31-2003-000`

Interior

Units	24 Units

Exterior

Lot Area	578,477 sqft (13.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12900 BAUMGARTNER RD
City	SAINT CHARLES
State	MI
Zip	48655-8630
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	THAT PART OF W 1/2 OF NW 1/4 LYING N OF BEAVER CREEK EXC E 279.86 FT THEREOF ALSO EXC E 200 FT OF W 723.33 FT THEREOF ALSO
Legal Range	03E
Legal Township	11N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	SWAN CREEK
Census Block Group	1
Census Block	1060
Census Tract	11902

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12835 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer
Dec 17, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on Record
Deed Sale	Sep 20, 2023 · Amount on Record
Prior Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202320815
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 20, 2023
Property Address	12900 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Document Number	0000020815
Instrument Date	Sep 19, 2023
Instrument	2023020815
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$386.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10400 FROST RD, FREELAND, MI 48623-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12835 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630

December 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAGINAW MI
Recording Date	Dec 17, 2021
Property Address	12900 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Document Number	0000039517
Instrument Date	Aug 30, 2021
Instrument	2021039517
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10400 FROST RD, 10400, FREELAND, MI 48623-8851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12835 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630

Mortgage

Date	Dec 17, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	19 Months
Due	Jul 1, 2023

Interest

Rate	5%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Swan Creek Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,700 (+40.57%)	$89,400 (+40.57%)
2025	$1,064.00 (-22.17%) Homeowner's exemption
2023		$31,800 (+15.22%)	$63,600 (+15.22%)
2022	$1,367.00 (+59.7%)	$27,600	$55,200
2021	$856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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