1301 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1301 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 1989
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2015)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2020 Refinance + 3 more
APN	`0591007000140`

Property Details

APN / Parcel Number

Primary APN	`0591007000140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	800 sqft
Attic	Attic
Attic Area	458 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	105 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	458 sqft

Exterior Amenities

Porch	Slab
Porch Area	389 sqft
Deck Area	Deck Area
Patio Area	182 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1301 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12S: RESI
Legal Description	14 CHESHIRE MEADOWS
Legal Subdivision	CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1019
Census Tract	21011

Owner

1301 Waters Rd is owned and occupied by an individual who acquired it in January 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 10, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance GOODLEAP LLC
Jan 24, 2022	Intrafamily Transfer, Transfer
Feb 28, 2018	Intrafamily Transfer, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Book / Page	9487 / 1357
Last Transfer Date	Jan 20, 2022
Transfer Doc	10511/1081
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10033/1753
Date	Jul 18, 2019
Book Page	10033/1753
Instrument	190018040

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10260/1622
Date	Nov 20, 2020
Book Page	10260/1622
Instrument	200043863

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.63%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 10, 2021
Property Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Document Number	10493/1191
Book / Page	10493 / 1191
Instrument Date	Nov 29, 2021
Instrument	210055059
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Investor	Possibly a Property Investor

Mortgage

Document Number	10493/1195
Date	Dec 10, 2021
Book Page	10493/1195
Instrument	210055060

Lender

Name	GOODLEAP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 24, 2022
Property Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Document Number	10511/1081
Book / Page	10511 / 1081
Instrument Date	Jun 20, 2021
Instrument	220002538
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Investor	Possibly a Property Investor

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 28, 2018
Property Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Document Number	09887/1406
Book / Page	9887 / 1406
Instrument Date	Feb 23, 2018
Instrument	180005147
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WATERS RD, CHESAPEAKE, VA 23322-8807
Investor	Possibly a Property Investor

Mortgage

Document Number	09887/1410
Date	Feb 28, 2018
Book Page	9887/1410
Instrument	180005148

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Waters Rd was $5,075, up 6.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,700 (+5.01%) Land $200,000 Building $327,700	$527,700 (+5.01%) Land $200,000 Building $327,700
2025	$5,075.00 (+6.1%)	$502,500 Land $190,000 Building $312,500	$502,500 Land $190,000 Building $312,500
2024	$4,783.00
2023		$447,900 (+4.14%) Land $170,000 Building $277,900	$447,900 (+4.14%) Land $170,000 Building $277,900
2022		$430,100 Land $150,000 Building $280,100	$430,100 Land $150,000 Building $280,100
2019	$3,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1301 Waters Rd; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 Waters Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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