1233 Waters Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1233 Waters Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 4.5 ba · 3,798 sqft · built 1945
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (May 2024)
Tax Bill	$4,527 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Line of Credit + 4 more
APN	`0590000000280`

Property Details

APN / Parcel Number

Primary APN	`0590000000280`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,798 sqft Total Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,104 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	507 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1233 WATERS RD
City	CHESAPEAKE
State	VA
Zip	23322-8805
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R12AS: RES
Legal Description	LOT 1 SUBD CHESHIRE MEADOWS PH 2 0.380AC
Legal Subdivision	MISCELLANEOUS MAP 058, 059
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	21011

Owner

1233 Waters Rd is owned by two individuals who bought it in May 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Mar 7, 2022	Correction Deed
Feb 14, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Oct 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024 · Amount on File
Deed Sale	May 16, 2024 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	20249509
Deed Book / Page	10750 / 167
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	010064/313
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805

Mortgage

Document Number	010933/108
Date	Jan 7, 2026
Book Page	10933/108
Instrument	260000465

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10622/1785
Date	Dec 6, 2022
Book Page	10622/1785
Instrument	220035680

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 7, 2022
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Document Number	010530/258
Book / Page	10530 / 258
Instrument Date	Mar 1, 2022
Instrument	220007948
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 14, 2022
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Document Number	10520/1503
Book / Page	10520 / 1503
Instrument Date	Feb 4, 2022
Instrument	220005141
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10276/1184
Date	Dec 16, 2020
Book Page	10276/1184
Instrument	200047866

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 7, 2019
Property Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805
Document Number	10064/313
Book / Page	10064 / 313
Instrument Date	Oct 7, 2019
Instrument	190027096
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 WATERS RD, CHESAPEAKE, VA 23322-8805

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,600 (+6.85%) Land $195,000 Building $330,600	$525,600 (+6.85%) Land $195,000 Building $330,600
2025		$491,900 Land $175,000 Building $316,900	$491,900 Land $175,000 Building $316,900
2024	$4,527.00
2023		$405,700 (+9.56%) Land $135,000 Building $270,700	$405,700 (+9.56%) Land $135,000 Building $270,700
2022		$370,300 Land $125,000 Building $245,300	$370,300 Land $125,000 Building $245,300
2019	$3,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1233 Waters Rd; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Waters Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Rd

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