Madison County property record for 1301 Rutledge Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,176 sqft · built 2007 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Mar 2020) |
| Tax Bill | $9,294 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2018 Mortgage + 3 more |
| APN | 09-2-22-16-17-301-001 |
| Primary APN | 09-2-22-16-17-301-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,900 sqft (0.273 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Attached |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1301 RUTLEDGE DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON LOT 1 85 X 140 IRREGULAR |
| Legal Subdivision | CHARLESTON |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
1301 Rutledge Dr is owned and occupied by an individual who acquired it in March 2021.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| May 14, 2021 | Intrafamily Transfer, Transfer |
| Mar 9, 2020 | Deed, Transfer · Conventional Mortgage FCB BANKS |
| Aug 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on File |
| Deed Sale | Mar 9, 2020 · Amount on File |
| Prior Sale | Jun 17, 2009 · Amount on File |
| Deed Document Number | 20207934 |
| Last Transfer Date | Mar 16, 2021 |
| Transfer Doc | 0000020988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | BENCHMARK TITLE COMPANY, BENCHMARK TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035988 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021R35988 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000003001 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018R03001 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 14, 2021 |
| Property Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Document Number | 0000020988 |
| Map Reference | PC 65 PG 153 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021R20988 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 9, 2020 |
| Property Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Document Number | 0000007934 |
| Map Reference | PC65 PG153 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020R07934 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Document Number | 0000007935 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020R07935 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 8, 2018 |
| Property Address | 1301 RUTLEDGE DR, TROY, IL 62294-3649 |
| Document Number | 0000024581 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 24581 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1301 RUTLEDGE DR TROY IL 622943649, TROY, IL 62294-3649 |
The 2025 property tax bill for 1301 Rutledge Dr was $9,294 with a homeowner's exemption, up 6.6% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,294.00 (+6.56%) | $140,340 Land $22,470 Building $117,870 | $421,020 Land $67,410 Building $353,610 |
| 2024 | $8,722.00 | ||
| 2022 | $7,724.00 | $109,390 Land $17,510 Building $91,880 | $328,499 Land $52,583 Building $275,916 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1301 Rutledge Dr; there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1301 Rutledge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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