Madison County property record for 1239 Rutledge Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,767 sqft · built 2014 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2026) |
| Tax Bill | $9,711 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale + 3 more |
| APN | 09-2-22-16-17-301-043 |
| Primary APN | 09-2-22-16-17-301-043 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,767 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1239 RUTLEDGE DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON LOT 43 90 X 140 |
| Legal Subdivision | CHARLESTON |
| Legal Lot Number | 43 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
1239 Rutledge Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Madison County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Jun 1, 2026 | Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH |
| May 2, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jun 27, 2017 | Warranty Deed, Transfer ABSTRACTS & TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | May 2, 2023 |
| Deed Document Number | 202615575 |
| Prior Transfer Date | Apr 4, 2023 |
| Prior Transfer Doc | 0000011267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 25, 2026 |
| Property Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Number | 0000024835 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202624835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Number | 0000024835, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202624835 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 1, 2026 |
| Property Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Number | 0000015575 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202615575 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH |
| Amount | Amount on Record |
|---|---|
| Tax | $69,690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 2, 2023 |
| Property Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Number | 0000011267 |
| Map Reference | PC 65 PG 153 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023R11267 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Name | Verified Name |
|---|---|
| Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000003689 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021R03689 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 27, 2017 |
| Property Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
| Document Number | 0000021267 |
| Map Reference | CAB 65 PG 153 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 2017R21267 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount on Record |
|---|---|
| Tax | $427.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1239 RUTLEDGE DR, TROY, IL 62294-3633 |
The 2025 property tax bill for 1239 Rutledge Dr was $9,711 with a homeowner's exemption, up 6.5% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,711.00 (+6.54%) Homeowner's exemption | $146,360 (+7.24%) Land $23,860 Building $122,500 | $439,080 (+7.24%) Land $71,580 Building $367,500 |
| 2024 | $9,115.00 | $136,480 Land $22,250 Building $114,230 | $409,440 Land $66,750 Building $342,690 |
| 2022 | $8,075.00 | $114,090 Land $18,600 Building $95,490 | $342,613 Land $55,856 Building $286,757 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1239 Rutledge Dr; there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1239 Rutledge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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