1301 Hwy J, Hermann, MO 65041 Property Records

Gasconade County property record for 1301 Hwy J, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,360 sqft · built 2018
Lot Size	25.2 acres (1,101,632 sqft)
Owner	2 Individual Names on File
Last Sale	$241,300 (Jul 2020)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-8.0-27-0-00-005.021`

Property Details

APN / Parcel Number

Primary APN	`04-8.0-27-0-00-005.021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Metal
Lot Area	1,101,632 sqft (25.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1301 HIGHWAY J
City	HERMANN
State	MO
Zip	65041-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW: AC-25.29
Legal Range	06W
Legal Township	45N
Legal Section	27
Jurisdiction	GASCONADE MO
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2062
Census Tract	960200

Owner

1301 Hwy J is owned and occupied by two individuals who bought it in July 2020.

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1301 HIGHWAY J, HERMANN, MO 65041-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Feb 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES SAVINGS BANK OF RHINELAND
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 21, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Deed Document Number	20202028
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0020202028
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1301 HIGHWAY J, HERMANN, MO 65041-4442
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020173865
Date	Dec 27, 2017
Instrument	2017-3865

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1301 HIGHWAY J, HERMANN, MO 65041-4442
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020190481
Date	Feb 28, 2019
Instrument	2019-0481

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	1301 HIGHWAY J, HERMANN, MO 65041-4442
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214057
Date	Dec 13, 2021
Instrument	2021-4057

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2027

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASCONADE MO
Recording Date	Jul 21, 2020
Property Address	1301 HIGHWAY J, HERMANN, MO 65041-4442
Document Number	0020202028
Instrument Date	Jul 13, 2020
Instrument	2020-2028
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 HIGHWAY J, HERMANN, MO 65041-4442

Mortgage

Document Number	0020202029
Date	Jul 21, 2020
Instrument	2020-2029

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Hwy J was $2,094.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,000 (-)	$179,920 (-) Land $14,720 Building $165,200
2025	$2,094.00	$34,000	$179,920 Land $14,720 Building $165,200
2023	$1,955.00	$31,310	$165,790
2022	$1,955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1301 Hwy J in Zone X, an area of minimal flood risk, though there have been 131 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	131 (1982–2020)
Claims Outside the SFHA	12 of 131
Most Recent Claim	Jan 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 25 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 25 claims Severe Storms & Flooding, Oct 1993 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 Hwy J is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy J

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures