Gasconade County property record for 1281 Hwy J, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,649 sqft · built 1968 |
| Lot Size | 13.2 acres (577,170 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $678 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-8.0-33-0-00-002.000 |
| Primary APN | 04-8.0-33-0-00-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 577,170 sqft (13.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1281 HIGHWAY J |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NE, E PT NW NE: AC-13.25 |
| Legal Range | 06W |
| Legal Township | 45N |
| Legal Section | 33 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 960200 |
Source: Gasconade County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11910 BROOKMONT DR, MARYLAND HEIGHTS, MO 63043-1307 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 1281 HIGHWAY J, HERMANN, MO 65041-4310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-3533 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017-3533 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,010 (-) | $59,540 (-) Land $10,030 Building $49,510 | |
| 2025 | $678.00 (+7.28%) | $11,010 (+8.69%) | $59,540 (+8.57%) Land $10,030 Building $49,510 |
| 2023 | $632.00 | $10,130 | $54,840 |
| 2022 | $632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 131 (1982–2020) |
| Claims Outside the SFHA | 12 of 131 |
| Most Recent Claim | Jan 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
5G (outdoors only) and 4G LTE
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