1209 E Summit St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1209 E Summit St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1895
Lot Size	0.773 acres (33,710 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Feb 2002)
Tax Bill	$4,004 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600621477023000`

Property Details

APN / Parcel Number

Primary APN	`600621477023000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,710 sqft (0.773 acres)
Lot Dimensions	1,042 ft deep x 1,107 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1209 E SUMMIT ST
City	RED OAK
State	IA
Zip	51566-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 265' LT 3 W/2 S 15 AC W 1/2 SE SE & W 16.5' S 214.5' E/2
Legal Lot Number	3
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Montgomery County records · APN 600621477023000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1209 E SUMMIT ST, RED OAK, IA 51566-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2002 · Amount on Record
Deed Sale	Feb 08, 2002 · Amount on Record
Deed Document Number	249-630
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1209 E SUMMIT ST, RED OAK, IA 51566-2051
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/264
Date	Feb 22, 2022
Book Page	2022/264
Instrument	2022 0264

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,450 (+22.77%) Land $27,250 Building $182,200	$209,450 (+22.77%) Land $27,250 Building $182,200
2024	$4,004.00 (+29.83%)
2023		$170,610 Land $20,440 Building $150,170	$170,610 Land $20,440 Building $150,170
2022	$3,084.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Company of Stanton, Iowa	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.