DeSoto County property record for 1301 Cross Creek Dr E, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2001 |
| Square Footage | 2,156 sqft Adjusted Area |
| Lot Size | 9,576 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $665.00 (2025) |
Source: DeSoto County records · APN 3-08-1-12-09-0-00079-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Feb 05, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Dec 03, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2019 |
| Deed Sale | Dec 03, 2019 |
| Deed Doc Number | 0000906029 |
| Deed Book / Page | 0906 / 029 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004591/424 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 4591/424 |
| Instrument | T04591-00424 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 26, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AGOOD TTL ESCROW & CLOSING L |
| Name | Verified Name |
|---|
| Document Number | 004784/704 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 4784/704 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|---|
| Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Document Number | 005155/182 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 5155/182 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 03, 2019 |
| Property Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Document Number | 000906/029 |
| Book / Page | 0906 / 029 |
| Map Reference | MB 64 PG 6 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5740 GETWELL RD # RD6C, 5740, SOUTHAVEN, MS 38672-6346 |
| Name | Verified Name |
|---|---|
| Address | 1301 CROSS CREEK DR E, HERNANDO, MS 38632-1142 |
| Document Number | 0004845510 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 4845/510 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665.00 (-16.04%) | $13,214 (-) Land $3,000 Building $10,214 | $132,144 (-) Land $30,000 Building $102,144 |
| 2023 | $792.00 | $13,214 | $132,144 Land $30,000 Building $102,144 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-08-1-12-09-0-00079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,156 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 9,576 sqft (0.219 acres) |
| Depth X Width | 108 ft x 194 ft Depth x Width |
| Patio Area | 148 sqft Patio |
| Street Address | 1301 CROSS CREEK DR E |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1142 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK S-D SEC C LOT 79 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 79 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 71121 |
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