Winnebago County property record for 1256 Cedar St, Oshkosh, WI 54901
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,102 sqft · built 1880 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,098 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03880000 |
| Primary APN | 12-03880000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,102 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 121 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 912-03880000 |
|---|---|
| Street Address | 1256 CEDAR ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3626 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 15 GEIGERS ADDN |
| Legal Subdivision | GEIGERS ADDN |
| Legal Block | 130 |
| Legal Lot Number | 15 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800 |
1256 Cedar St, a duplex, is owned by an individual.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 743 W 10TH AVE, OSHKOSH, WI 54902-6303 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | May 6, 2026 |
| Property Address | 1256 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Document Number | 0001966633 |
| Instrument Date | May 5, 2026 |
| Instrument | 20261966633 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 743 W 10TH AVE, OSHKOSH, WI 54902-6303 |
| Document Number | 0001966633, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20261966633 |
| Name | NATIONAL EXCHANGE BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,900 Land $24,800 Building $139,100 | ||
| 2024 | $3,098.00 (+19.75%) | ||
| 2023 | $2,587.00 (-3.58%) | $85,600 (-) Land $17,100 Building $68,500 | $123,694 Land $24,710 Building $98,984 |
| 2022 | $2,683.00 | $85,600 Land $17,100 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1256 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1256 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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