1. Home
  2. California
  3. San Diego County
  4. Encinitas
  5. Bergamo Pl
  6. 1301 Bergamo Pl

1301 Bergamo Pl, Unit 201, Encinitas, CA 92024 Property Records

San Diego County property record for 1301 Bergamo Pl, Unit 201, Encinitas, CA 92024

Property Summary

Property TypeResidential Vacant Land
Details1 bd · 1.5 ba · 1,021 sqft · built 2025
OwnerIndividual Name on Record
Last Sale$979,500 (Mar 2025)
Tax Bill$3,465 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN254-612-19-01

Property Details

APN / Parcel Number

Primary APN254-612-19-01

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,021 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Parking Spaces1 Parking Space

Location & Zoning

Street AddressBERGAMO PL
CityENCINITAS
StateCA
Zip92024
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code10
Legal DescriptionLOT 1 US 1042 PER DOC23-0123894&UND INT IN MODULE O TR 016527
Legal SubdivisionQUAIL GARDENS DRIVE ENCINITAS
Legal Tract016527
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4019
Census Tract17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1301 BERGAMO PL, 201, ENCINITAS, CA 92024-5773
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 28, 2025Grant Deed, Subdivision Related Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Deed Document Number202579650
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1301 BERGAMO PL UNIT 201, 201, ENCINITAS, CA 92024-5773
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 BERGAMO PL 201, 201, ENCINITAS, CA 92024-5773

Mortgage

Document Number0000048459
DateFeb 23, 2026
Instrument2026-0048459
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2025: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2025
Property Address1301 BERGAMO PL UNIT 201, 201, ENCINITAS, CA 92024-5773
Document Number0000079650
Map ReferenceMAP 16527
Instrument DateFeb 6, 2025
Instrument2025-0079650
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE BUIL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 BERGAMO PL UNIT 201, 201, ENCINITAS, CA 92024-5773

Mortgage

Document Number0000079651
DateMar 28, 2025
Instrument2025-0079651
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$999,079 Land $739,500 Building $259,579
2025$3,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber		2,000 / 2,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum.

Nearby Properties on Bergamo Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures