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1301 Bergamo Pl, Unit 104, Encinitas, CA 92024 Property Records

San Diego County property record for 1301 Bergamo Pl, Unit 104, Encinitas, CA 92024

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 2.5 ba · 1,308 sqft · built 2025
Owner2 Individual Names on Record
Last Sale$1,103,500 (Mar 2025)
Tax Bill$4,089 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN254-612-19-03

Property Details

APN / Parcel Number

Primary APN254-612-19-03

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,308 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Parking Spaces2 Parking Spaces

Location & Zoning

Street AddressBERGAMO PL
CityENCINITAS
StateCA
Zip92024
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code10
Legal DescriptionLOT 1 US 1044 PER DOC23-0123894&UND INT IN MODULE O TR 016527
Legal SubdivisionQUAIL GARDENS DRIVE ENCINITAS
Legal Tract016527
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4019
Census Tract17601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1301 BERGAMO PL, 104, ENCINITAS, CA 92024-5772
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Deed Document Number202579761
Record UpdatedSep 20, 2026

March 2025: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2025
Property Address1301 BERGAMO PL UNIT 104, 104, ENCINITAS, CA 92024-5772
Document Number0000079761
Map ReferenceMAP 16527
Instrument DateFeb 6, 2025
Instrument2025-0079761
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1301 BERGAMO PL UNIT 104, 104, ENCINITAS, CA 92024-5772

Mortgage

Document Number0000079762
DateMar 28, 2025
Instrument2025-0079762
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,125,186 (+328.68%) Land $765,000 Building $360,186
2025$4,089.00$262,475 Land $56,475 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber		2,000 / 2,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum.

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