St. Joseph County property record for 1301 5th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,400 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2022) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Feb 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-382-00 |
| Primary APN | 051-245-382-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Basement Area | 1,149 sqft |
| Unfinished Basement | 1,149 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1301 5TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 1 & N 30 FT OF LOT 2 BLK 93 SEC 19 T6S R11W VIL OF LOCKPORT ALSO E 1/2 OF VACATED ALLEY BET N & S LOT LNS EXTD AS RECD IN |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 93 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 22, 2018 | Deed, Transfer |
| May 24, 2017 | Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2018 · Amount on Record |
| Deed Document Number | 20225639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 17, 2022 |
| Property Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Document Number | 2022005639 |
| Map Reference | LB F PG 18 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022005639 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11699 COUNTY ROAD 42, MILLERSBURG, IN 46543-9308 |
| Name | Verified Name |
|---|---|
| Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Date | Jun 17, 2022 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 22, 2018 |
| Property Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Document Number | 01904/0573 |
| Book / Page | 1904 / 0573 |
| Map Reference | LB F PG18 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3701 REGENT BLVD # BLVD100B, BLVD100B, IRVING, TX 75063-2312 |
| Name | Verified Name |
|---|---|
| Address | 11500 COUNTY ROAD 42, MILLERSBURG, IN 46543-9743 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 24, 2017 |
| Property Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Document Number | 01871/0386 |
| Book / Page | 1871 / 0386 |
| Map Reference | LB F PG18 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,300 (+43.7%) Land $5,200 Building $46,100 | $102,600 (+43.7%) Land $10,400 Building $92,200 | |
| 2025 | $1,752.00 (+28.07%) Homeowner's exemption | ||
| 2023 | $35,700 Land $3,400 Building $32,300 | $71,400 Land $6,800 Building $64,600 | |
| 2022 | $1,368.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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