St. Joseph County property record for 1300 5th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 950 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,000 (Mar 2021) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-380-00 |
| Primary APN | 051-245-380-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 950 sqft |
| Unfinished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1300 5TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 10 BLK 92 SEC 19 T6S R11W VILL OF LOCKPORT ALSO W 1/2 OF VACATED ALLEY BET N & S LOTS LNS EXTD AS RECD IN L686-P398 CITY |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 92 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1300 5TH ST, THREE RIVERS, MI 49093-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Intrafamily Transfer, Transfer |
| Mar 18, 2021 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 23, 2019 | Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 20212741 |
| Prior Transfer Date | Jul 13, 2009 |
| Prior Transfer Doc | 1564/0221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 15, 2021 |
| Property Address | 1300 5TH ST, THREE RIVERS, MI 49093-1824 |
| Document Number | 2021007292 |
| Map Reference | LB 686 PG 398 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021007292 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 18, 2021 |
| Property Address | 1300 5TH ST, THREE RIVERS, MI 49093-1824 |
| Document Number | 2021002741 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021002741 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 5TH ST, 1300, VERMONTVILLE, MI 49096 |
| Name | Verified Name |
|---|---|
| Address | 1301 5TH ST, THREE RIVERS, MI 49093-1823 |
| Date | Mar 18, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 23, 2019 |
| Property Address | 1300 5TH ST, THREE RIVERS, MI 49093-1824 |
| Document Number | 1975/0941 |
| Book / Page | 1975 / 0941 |
| Map Reference | LB 1 PG 67 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $705.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24219 FINDLEY RD, 24219, STURGIS, MI 49091-9370 |
| Name | Verified Name |
|---|---|
| Address | 1300 5TH ST, THREE RIVERS, MI 49093-1824 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-2.91%) Land $3,500 Building $66,500 | $140,000 (-2.91%) Land $7,000 Building $133,000 | |
| 2025 | $2,185.00 (-19.04%) Homeowner's exemption | $72,100 (+48.05%) Land $3,400 Building $68,700 | $144,200 (+48.05%) Land $6,800 Building $137,400 |
| 2023 | $48,700 Land $2,300 Building $46,400 | $97,400 Land $4,600 Building $92,800 | |
| 2022 | $2,699.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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