1301 5th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1301 5th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 1966
Lot Size	0.207 acres (8,995 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jun 2021)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-649700-000090`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-649700-000090`
Alternative APNs	`332826649700000090` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,673 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1301 5TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GROVEWOOD SOUTHEAST PB 47 PG 18 LOT 9
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	GROVEWOOD SOUTHEAST
Legal Tract	649700
Legal Block	1
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1001
Census Tract	13901

Owner

1301 5th St SE is owned and occupied by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Deed Document Number	2021160284
Deed Book / Page	11768 / 2223
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432

Mortgage

Document Number	0000053390
Date	Mar 5, 2026
Book Page	13905/1822
Instrument	2026053390

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jun 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432

Mortgage

Document Number	0000054792
Date	Mar 8, 2023
Book Page	12608/1515
Instrument	2023054792

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 21, 2021
Property Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432
Document Number	0000160284
Book / Page	11768 / 2223
Map Reference	MB 47 PG 18
Instrument Date	May 27, 2021
Instrument	2021160284
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5312 GREEN BRIAR COVE RD, 5312, UNION GROVE, AL 35175-9221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 5TH ST SE, WINTER HAVEN, FL 33880-4432

Mortgage

Document Number	0117682225
Date	Jun 21, 2021
Instrument	11768/2225

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1301 5th St SE was $5,034.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,590 (-2.28%) Land $33,000 Building $225,590	$258,590 (-2.28%) Land $33,000 Building $225,590
2025	$5,034.00	$264,635 Land $33,000 Building $231,635	$264,635 Land $33,000 Building $231,635
2023	$4,882.00 (+11.23%)	$266,708 (+18.1%) Land $32,000 Building $234,708	$266,708 (+18.1%) Land $32,000 Building $234,708
2022	$4,389.00	$225,835 Land $27,000 Building $198,835	$225,835 Land $27,000 Building $198,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1301 5th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 5th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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