1107 5th St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1107 5th St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1966
Lot Size	0.22 acres (9,596 sqft)
Owner	Individual Name on Record
Tax Bill	$598 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-649700-000040`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-649700-000040`
Alternative APNs	`332826649700000040` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,596 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft
Utility Building	105 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1107 5TH ST SE
City	WINTER HAVEN
State	FL
Zip	33880-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	GROVEWOOD SOUTHEAST PB 47 PG 18 LOT 4
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	GROVEWOOD SOUTHEAST
Legal Tract	649700
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1001
Census Tract	13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 5TH ST SE, WINTER HAVEN, FL 33880-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1107 5TH ST SE, WINTER HAVEN, FL 33880-4202
Document Number	0112940567
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1107 5TH ST SE WINTER HAVEN FL 338804202, WINTER HAVEN, FL 33880-4202

Mortgage

Document Number	0112940567
Date	Jul 10, 2020
Book Page	011294/000567
Instrument	137885

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1107 5TH ST SE, WINTER HAVEN, FL 33880-4202
Document Number	0108500443
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 5TH ST SE WINTER HAVEN FL 338804202, WINTER HAVEN, FL 33880-4202

Mortgage

Document Number	0108500443
Date	May 22, 2019
Book Page	010850/000443
Instrument	105732

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2039

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,239 (+2.7%)	$214,164 (-0.38%) Land $33,000 Building $181,164
2025	$598.00 (+2.4%) Homeowner's exemption	$73,261 (+5.99%)	$214,987 (-1.25%) Land $33,000 Building $181,987
2023	$584.00 (+0.69%) Homeowner's exemption	$69,122 (+3%)	$217,710 (+13.62%) Land $32,000 Building $185,710
2022	$580.00 Homeowner's exemption	$67,109	$191,615 Land $27,000 Building $164,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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