Orange County property record for 13005 Penshurst Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 2007 |
| Lot Size | 0.206 acres (8,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $492,500 (Dec 2021) |
| Tax Bill | $6,796 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-27-5430-04-930 |
| Primary APN | 26-23-27-5430-04-930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,903 sqft |
| 1st Floor Area | 1,948 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,982 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13005 PENSHURST LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 3 66/64 LOT 493 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | LAKES OF WINDERMERE PH 3 |
| Legal Phase | 3 |
| Legal Tract | 5430 |
| Legal Block | 4 |
| Legal Lot Number | 493 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17112 |
13005 Penshurst Ln is owned and occupied by an individual who bought it in December 2021.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13005 PENSHURST LN, WINDERMERE, FL 34786-6671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 2021791789 |
| Prior Transfer Date | May 21, 2014 |
| Prior Transfer Doc | 0000250781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 13005 PENSHURST LN, WINDERMERE, FL 34786-6671 |
| Document Number | 0000791789 |
| Map Reference | MB 66 PG 64 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 20210791789 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,447.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13839 226TH ST, 13839, LAURELTON, NY 11413-2744 |
| Name | Verified Name |
|---|---|
| Address | 13005 PENSHURST LN, WINDERMERE, FL 34786-6671 |
| Document Number | 0000791790 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 20210791790 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 3, 2019 |
| Property Address | 13005 PENSHURST LN, WINDERMERE, FL 34786-6671 |
| Document Number | 0000409625 |
| Map Reference | MB 66 PG 64 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 20190409625 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13005 PENSHURST LN, 13005, WINDERMERE, FL 34786-6671 |
| Name | Verified Name |
|---|---|
| Address | 13005 PENSHURST LN, WINDERMERE, FL 34786-6671 |
| Document Number | 0000409626 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 20190409626 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 13005 Penshurst Ln was $6,796, up 4.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,652 (+2.7%) | $491,210 (-7.48%) Land $135,000 Building $356,210 | |
| 2025 | $6,796.00 (+4.84%) Homeowner's exemption | $418,356 | $530,920 Land $135,000 Building $395,920 |
| 2024 | $6,482.00 (+7.55%) | ||
| 2023 | $6,027.00 (+3.77%) Homeowner's exemption | $394,724 (+3%) | $468,130 (+22.15%) Land $135,000 Building $333,130 |
| 2022 | $5,808.00 Homeowner's exemption | $383,227 Land $125,000 Building $258,227 | $383,227 Land $125,000 Building $258,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13005 Penshurst Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13005 Penshurst Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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