12945 Penshurst Ln, Windermere, FL 34786 Property Records

Orange County property record for 12945 Penshurst Ln, Windermere, FL 34786 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2007
Square Footage	2,472 sqft Living Area
Lot Size	7,819 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$360,800 (2007)
Tax Bill	$3,999.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-23-27-5430-04-950`
Alternative APNs	`272326543004950` `149615` `150786` `152904`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,472 sqft Living Area
Gross Area	3,613 sqft Gross Area
1st Floor	1,369 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,819 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	486 sqft Garage
Porch Area	460 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	12945 PENSHURST LN
City	WINDERMERE
State	FL
Zip	34786-6672
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKES OF WINDERMERE PHASE 3 66/64 LOT 495
Legal Range	27E
Legal Township	23S
Legal Section	26
Legal Subdivision	LAKES OF WINDERMERE PH 3
Legal Phase	3
Legal Tract	5430
Legal Block	4
Legal Lot Number	495
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	1
Census Block	1025
Census Tract	17112

Owner

Source: Orange County records · APN 26-23-27-5430-04-950

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12945 PENSHURST LN, WINDERMERE, FL 34786-6672
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2007 · Amount on Record
Deed Sale	Jun 12, 2007 · Amount on Record
Deed Doc Number	2007380537
Deed Book / Page	9300 / 2954
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 16, 2026
Property Address	12945 PENSHURST LN, WINDERMERE, FL 34786-6672
Document Number	0000395162
Instrument Date	Jul 09, 2026
Instrument	2026395162
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12945 PENSHURST LN, WINDERMERE, FL 34786-6672

Mortgage

Document Number	0000395162,
Date	Jul 16, 2026
Instrument	2026395162

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,604 (+2.7%)	$491,640 (-8%) Land $125,000 Building $366,640
2025	$3,999.00 (+6.33%) Homeowner's exemption	$244,989 (+5.99%)	$534,370 (+13.59%) Land $125,000 Building $409,370
2024	$3,761.00 (+7.73%)
2023	$3,491.00 (+4.55%) Homeowner's exemption	$231,150 (+3%)	$470,425 (+25.3%) Land $110,000 Building $360,425
2022	$3,339.00 Homeowner's exemption	$224,417	$375,433 Land $100,000 Building $275,433

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.