13002 Water St, Duluth, MN 55808 Property Records

St. Louis County property record for 13002 Water St, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,090 sqft · built 1926
Lot Size0.207 acres (9,024 sqft)
OwnerIndividual Name on File
Tax Bill$3,296 (2026)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone AE (high risk)
APN010-1750-00010

Property Details

APN / Parcel Number

Primary APN010-1750-00010
Alternative APNs
  • 1098904
  • 1173090

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,090 sqft Gross Area
1st Floor Area1,090 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area9,024 sqft (0.207 acres)
Garage Area300 sqft
Pool TypeSpa / Hot Tub (No Pool)
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1173090
Street Address13002 WATER ST
CityDULUTH
StateMN
Zip55808-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 AND 2 SERIAL #
Legal SubdivisionFOND DU LAC WATER STREET DULUT
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3028
Census Tract3800

Owner

13002 Water St is owned by an individual who acquired it in October 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address3302 E 125TH ST, BURNSVILLE, MN 55337-3409
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 14, 2024
Transfer Doc0001084029
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 2, 2020
Property Address13002 WATER ST, DULUTH, MN 55808-2401
Document Number00T1031356
Instrument DateOct 7, 2020
InstrumentT1031356
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyNORTHSTAR TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$759.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20201 LAREDO AVE LAKEVILLE MN 550448616, LAKEVILLE, MN 55044-8616

Tax Assessment & Valuation

The 2026 property tax bill for 13002 Water St was $3,296, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,296.00 (+11.13%)
2025$2,966.00 (-0.87%)$235,500 (+9.43%) Land $53,900 Building $181,600$235,500 (+9.43%) Land $53,900 Building $181,600
2024$2,992.00$215,200 Land $53,000 Building $162,200$215,200 Land $53,000 Building $162,200
2022$195,000 Land $73,200 Building $121,800$195,000 Land $73,200 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13002 Water St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims22 (1979–2012)
Claims Outside the SFHA5 of 22
Most Recent ClaimJun 2012 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13002 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Water St

Nearby Streets

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