St. Louis County property record for 12940 Water St, Duluth, MN 55808
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.08 acres (3,503 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $858 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 010-1750-00160 |
| Primary APN | 010-1750-00160 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,503 sqft (0.08 acres) |
|---|
| Account Number | 1155249 |
|---|---|
| Street Address | 12940 WATER ST |
| City | DULUTH |
| State | MN |
| Zip | 55808-2423 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOTS 16 THRU 19 SERIAL # |
| Legal Subdivision | FOND DU LAC WATER STREET DULUT |
| Legal Lot Number | 16-19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 3800 |
12940 Water St, residential vacant land, is owned by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 E HIGHWAY 61, ESKO, MN 55733-9609 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 12940 Water St was $858, up 3.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $858.00 (+3.13%) | ||
| 2025 | $832.00 (-1.42%) | $50,700 (+1.81%) Land $50,700 | $50,700 (+1.81%) Land $50,700 |
| 2024 | $844.00 | $49,800 Land $49,800 | $49,800 Land $49,800 |
| 2022 | $58,100 Land $58,100 | $58,100 Land $58,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12940 Water St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 22 (1979–2012) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12940 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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