13000 Sandy Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 13000 Sandy Pine Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,925 sqft · built 2003
Lot Size	0.335 acres (14,570 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2026)
Tax Bill	$3,127 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0735-000-84700`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0735-000-84700`
Alternative APNs	`262228073500084700` `3805660`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,925 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,570 sqft (0.335 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3805660
Street Address	13000 SANDY PINE LN
City	CLERMONT
State	FL
Zip	34711-6564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 8 SUB LOT 847 PB 46 PGS 43-45 ORB 3821 PG 901
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 8 SUB
Legal Tract	0735
Legal Lot Number	847
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2030
Census Tract	31315

Owner

13000 Sandy Pine Ln is owned and occupied by two individuals who bought it in January 2026.

Source: Lake County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10245 KABANA BLVD, CLERMONT, FL 34711-7888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 18, 2024	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Jan 6, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2017	Deed of Trust, Mortgage · VA Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	Sep 22, 2009 · Amount on File
Deed Document Number	20261364
Deed Book / Page	6661 / 23
Prior Transfer Date	Mar 28, 2007
Prior Transfer Doc	0034221872
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564

Mortgage

Document Number	0057260764
Date	Jun 9, 2021
Book Page	5726/764
Instrument	2021079382

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564

Mortgage

Document Number	0064000666
Date	Sep 18, 2024
Book Page	6400/666
Instrument	2024109703

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 6, 2026
Property Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564
Document Number	0066610023
Book / Page	6661 / 23
Map Reference	MB 46 PG 43-45
Instrument Date	Jan 2, 2026
Instrument	2026001364
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 COBB TRL, PARRISH, FL 34219-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10245 KABARIA BOULEVARD, CLERMONT, FL 34711

Mortgage

Document Number	0000666125
Date	Jan 6, 2026
Instrument	6661/25

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	13000 SANDY PINE LN, CLERMONT, FL 34711-6564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050260619
Date	Nov 14, 2017
Book Page	5026/0619
Instrument	2017121001

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution
Address	AVON, CT 06001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000 (+2.9%)	$373,354 (-) Land $120,000 Building $253,354
2025		$167,160 Land $120,000 Building $47,160	$373,354 Land $120,000 Building $253,354
2024	$3,127.00 (+11.68%)
2023	$2,800.00 (+7.9%) Homeowner's exemption Widower's exemption	$157,720 (+3%)	$305,302 (-) Land $60,000 Building $245,302
2022	$2,595.00 Homeowner's exemption Widower's exemption	$153,130	$305,302 Land $60,000 Building $245,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13000 Sandy Pine Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13000 Sandy Pine Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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