1300 Oak St, Plain, WI 53577 Property Records

Sauk County property record for 1300 Oak St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Sep 2019)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171 0227-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0227-00000`

Exterior

Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Street Address	1300 OAK ST
City	PLAIN
State	WI
Zip	53577-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NW1/4 NW1/4 COM SE COR LOT 6 BLK 14 NACHREINERS ADD - SWLY ALG WLY LI OF NACHREINER AVE 140' TO POB - CONT SWLY T
Legal Subdivision	NACHREINERS ADD
Legal Block	14
Legal Lot Number	29
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3073
Census Tract	1100

Owner

Source: Sauk County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1300 OAK ST, PLAIN, WI 53577-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	1186194
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1300 OAK ST, PLAIN, WI 53577-9645
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1217207
Date	Apr 21, 2021
Instrument	1217207

Lender

Name	HERITAGE CU
Type	Credit Union
Address	DEFOREST, WI 53532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Sep 18, 2019
Property Address	1300 OAK ST, PLAIN, WI 53577-9645
Document Number	0001186194
Instrument Date	Sep 18, 2019
Instrument	1186194
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 OAK ST, PLAIN, WI 53577-9645

Mortgage

Document Number	0001186195
Date	Sep 18, 2019
Instrument	1186195

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,455.00 (+13.09%) Homeowner's exemption	$132,500 (+4.58%) Land $23,200 Building $109,300	$233,544 (+26.06%) Land $40,892 Building $192,652
2023	$3,055.00 Homeowner's exemption	$126,700 Land $23,200 Building $103,500	$185,270 Land $33,925 Building $151,345

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

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