1170 Oak St, Plain, WI 53577 Property Records

Sauk County property record for 1170 Oak St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 2015)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Dec 2015 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171 0017-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0017-00000`

Exterior

Lot Area	6,665 sqft (0.153 acres)

Location & Zoning

Street Address	1170 OAK ST
City	PLAIN
State	WI
Zip	53577-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NE1/4 NW1/4 VILLAGE OF PLAIN ORIG PLAT E 50' OF LOT 7 BLK 2 0.15A M/L
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3081
Census Tract	1100

Owner

1170 Oak St is owned and occupied by an individual who acquired it in October 2018.

Source: Sauk County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 384, PLAIN, WI 53577-0384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Dec 1, 2015	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Jun 17, 2011	Special Warranty Deed, Transfer ROYAL BANK
May 16, 2011	Sheriff's Deed, Foreclosure
Sep 28, 2005	Warranty Deed, Transfer · ARM M & I MARSHALL & ILSLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on File
Deed Sale	Dec 1, 2015 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	0001120252
Last Transfer Date	Oct 29, 2018
Transfer Doc	0001172623
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Oct 29, 2018
Property Address	1170 OAK ST, PLAIN, WI 53577-9696
Document Number	0001172623
Instrument Date	Oct 26, 2018
Instrument	1172623
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 384, PLAIN, WI 53577-0384

Mortgage

Document Number	0001172624
Date	Oct 29, 2018
Instrument	1172624

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Dec 1, 2015
Property Address	1170 OAK ST, PLAIN, WI 53577-9696
Document Number	0001120252
Instrument Date	Nov 30, 2015
Instrument	1120252
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W4720 NATURE CT, SHERWOOD, WI 54169-9614
Investor	Possibly a Property Investor

Mortgage

Document Number	0001120254
Date	Dec 1, 2015
Instrument	1120254

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2045

June 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Jun 17, 2011
Property Address	1170 OAK ST, PLAIN, WI 53577-9696
Document Number	0001033669
Instrument Date	Jun 2, 2011
Instrument	1033669
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Mortgage

Document Number	0001033670
Date	Jun 17, 2011
Instrument	1033670

Lender

Name	ROYAL BANK

Agreement

Amount	Amount on Record

May 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAUK WI
Recording Date	May 16, 2011
Property Address	1170 OAK ST, PLAIN, WI 53577-9696
Document Number	0001031911
Instrument Date	Apr 4, 2011
Instrument	1031911
Transaction Type	Foreclosure
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Sep 28, 2005
Property Address	1170 OAK ST, PLAIN, WI 53577-9696
Document Number	0000885885
Instrument Date	Sep 21, 2005
Instrument	0885885
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1170 OAK ST, PLAIN, WI 53577-9696
Investor	Possibly a Property Investor

Mortgage

Document Number	0000885886
Date	Sep 28, 2005
Instrument	0885886

Lender

Name	M & I MARSHALL & ILSLEY BANK
Type	Bank
Address	MILWAUKEE, WI 53202

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2010
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1170 Oak St was $3,272 with a homeowner's exemption.

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,272.00 Homeowner's exemption	$126,000 Land $16,700 Building $109,300	$222,087 Land $29,435 Building $192,652
2023	$3,036.00 Homeowner's exemption	$126,000 Land $16,700 Building $109,300	$184,246 Land $24,420 Building $159,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

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