1300 Emory Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1300 Emory Ln NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,794 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$208,000 (Feb 2014)
Tax Bill$3,503 (2023)
Deeds & MortgagesApr 2022 Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03016A0128.000000

Property Details

APN / Parcel Number

Primary APN03016A0128.000000
Alternative APNs
  • 4681 37 5029
  • 129858

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,794 sqft Living Area
Gross Area3,505 sqft
1st Floor Area1,279 sqft
Upper Floors Area1,515 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions122 ft deep x 51 ft wide
Garage TypeMixed
Garage Area418 sqft
DrivewayConcrete Driveway
Driveway Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Patio Area221 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number129858
Street Address1300 EMORY LN NW
CityCONCORD
StateNC
Zip28027-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-CU
Legal DescriptionLT 128 WILLOW GLEN AT MOSS CREEK
Legal SubdivisionMOSS CREEK AREA 1
Legal Lot Number128
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group2
Census Block2000
Census Tract41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
ROYAL BANK OF CANADA
Apr 26, 2019Quit Claim Deed, Mortgage · Line of Credit
GERMAN AMERICAN CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2014 · Amount on Record
Deed SaleFeb 11, 2014 · Amount on Record
Prior SaleApr 28, 2004 · Amount on Record
Deed Book / Page10859 / 136
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1300 EMORY LN NW, CONCORD, NC 28027-3512
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanySERVICELINK TITLE COMPANY DEFAULT T, SERVICELINK TTL CO DEFAULT T

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001598816
DateApr 25, 2022
Book Page15988/16
Lender
NameROYAL BANK OF CANADA
TypeBank
AddressNEW YORK, NY 10281
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 9, 2027

April 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateApr 26, 2019
Property Address1300 EMORY LN NW, CONCORD, NC 28027-3512
Document Number13476211
Book / Page013476 / 000211
Instrument DateApr 25, 2019
Instrument9910
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Mortgage

Document Number13476246
DateApr 26, 2019
Book Page013476/000246
Instrument9911
Lender
NameGERMAN AMERICAN CAP
TypeFunding / Finance Company
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2865
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 25, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$446,970 (+55.67%) Land $84,000 Building $362,970
2024$446,970 (+55.67%) Land $84,000 Building $362,970
2023$3,503.00$287,130 Land $52,000 Building $235,130$287,130 Land $52,000 Building $235,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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