1296 Emory Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1296 Emory Ln NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,366 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$428,500 (Apr 2022)
Tax Bill	$3,274 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03016A0127.000000`

Property Details

APN / Parcel Number

Primary APN	`03016A0127.000000`
Alternative APNs	`4681 37 5097` `119341` `154873`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,041 sqft
Upper Floors Area	1,325 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	119 ft deep x 51 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	446 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	154873
Street Address	1296 EMORY LN NW
City	CONCORD
State	NC
Zip	28027-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CU
Legal Description	LT 127 WILLOW GLEN AT MOSS CREEK
Legal Subdivision	MOSS CREEK AREA 1
Legal Lot Number	127
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Special Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 15, 2021	Warranty Deed, Transfer
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Aug 17, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Nov 14, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202213692
Deed Book / Page	15986 / 70
Prior Transfer Date	Nov 14, 2017
Prior Transfer Doc	12764250
Record Updated	Oct 29, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 22, 2022
Property Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Document Number	0001598670
Book / Page	15986 / 70
Map Reference	MB 42 PG 54
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 2ND AVE, 1301, SEATTLE, WA 98101-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 EMORY LN NW, CONCORD, NC 28027-3525

Mortgage

Document Number	0159860076
Date	Apr 22, 2022
Instrument	15986-0076

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2021
Property Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Document Number	15577110
Book / Page	15577 / 110
Map Reference	MB 43 PG 109
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Tax	$812.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 BLUE SKY DR NW, 1318, CONCORD, NC 28027-7976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Document Number	14004289
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 EMORY LN NW CONCORD NC 280273525, CONCORD, NC 28027-3525

Mortgage

Document Number	14004289
Date	Feb 14, 2020
Book Page	014004/000289
Instrument	4691

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2045

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Document Number	13148131
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 EMORY LN NW CONCORD NC 280273525, CONCORD, NC 28027-3525

Mortgage

Document Number	13148131
Date	Aug 22, 2018
Book Page	013148/000131
Instrument	20906

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 14, 2017
Property Address	1296 EMORY LN NW, CONCORD, NC 28027-3525
Document Number	0012764250
Book / Page	12764 / 0250
Map Reference	MB42 PG54
Instrument Date	Nov 14, 2017
Instrument	12764-0250
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20305 STERLING BAY LN W # W305E, 20305, CORNELIUS, NC 28031-4951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 EMORY LN NW, CONCORD, NC 28027-3525

Mortgage

Document Number	0127640252
Date	Nov 14, 2017
Instrument	12764-0252

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,750 (-) Land $84,000 Building $335,750
2025		$419,750 (+57.44%) Land $84,000 Building $335,750
2024			$419,750 (+57.44%) Land $84,000 Building $335,750
2023	$3,274.00	$266,610 Land $52,000 Building $214,610	$266,610 Land $52,000 Building $214,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

1296 Emory Ln NW, Concord, NC 28027 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emory Ln NW

Nearby Streets

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