1300 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 1300 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 944 sqft · built 1955
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Apr 2003)
Tax Bill$1,945 (2026)
Flood ZoneZone X (minimal risk)
APN160-016-280-001-00

Property Details

APN / Parcel Number

Primary APN160-016-280-001-00
Alternative APN
  • 0913001628000100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area944 sqft Living Area
1st Floor Area944 sqft
Basement Area944 sqft
Unfinished Basement944 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood Siding
Roof TypeHip
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area48 sqft
Patio Area258 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1300 E SMITH ST
CityBAY CITY
StateMI
Zip48706-4145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionLOT 5 BLK 33 JOSEPH TROMBLES ADD TO THE VILL OF BANKS
Legal SubdivisionJOSEPH TROMBLES ADD
Legal Block33
Legal Lot Number5
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group1
Census Block1008
Census Tract281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3124 ENGLUND DR, BAY CITY, MI 48706-1262
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2003 · Amount on Record
Deed SaleApr 29, 2003 · Amount on Record
Prior SaleOct 18, 2000
Deed Book / Page2028 / 800
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,945.00 (+14.21%)$47,600 (+37.18%)$95,200 (+37.18%)
2023$34,700$69,400
2022$1,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA3 of 9
Most Recent ClaimAug 2017
Claims by Event
  • Severe Storms And Flooding, Jun 1996 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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