Bay County property record for 1200 E Smith St, Bay City, MI 48706
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,794 sqft · built 1930 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,000 (Feb 2021) |
| Tax Bill | $2,775 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-016-277-001-00 |
| Primary APN | 160-016-277-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 129 ft deep x 110 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 404 sqft |
| Patio Area | 960 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Street Address | 1200 E SMITH ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48706-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | 129 FT N & S BY 110 FT E & W BD N BY SMITH ST & W BY SOPHIA ST SEC 16 T14NR5E |
| Legal Subdivision | JOSEPH TROMBLES ADDITION |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 281300 |
1200 E Smith St is owned and occupied by an individual who bought it in February 2021.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1902 EASTWOOD CT, SAGINAW, MI 48601-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage WANIGAS CU |
| Feb 19, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage WANIGAS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on File |
| Deed Sale | Feb 19, 2021 · Amount on File |
| Deed Document Number | 20212848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 19, 2021 |
| Property Address | 1200 E SMITH ST, BAY CITY, MI 48706-4034 |
| Document Number | 202102848 |
| Map Reference | LB 1 PG 98 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 202102848 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 MCGRAW ST, 303, BAY CITY, MI 48708-8381 |
| Name | Verified Name |
|---|---|
| Address | 1902 EASTWOOD CT, SAGINAW, MI 48601-9773 |
| Document Number | 202102849 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 202102849 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Feb 19, 2021 |
| Property Address | 1200 E SMITH ST, BAY CITY, MI 48706-4034 |
| Document Number | 0000002848 |
| Map Reference | LB 1 PG 98 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 202102848 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 MCGRAW ST, BAY CITY, MI 48708-8381 |
| Name | Verified Name |
|---|---|
| Address | 1902 EASTWOOD CT, SAGINAW, MI 48601-9773 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002849 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 202102849 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 1200 E Smith St was $2,775 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,775.00 Homeowner's exemption | $73,850 | $147,700 |
| 2023 | $56,750 | $113,500 | |
| 2022 | $2,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1200 E Smith St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1981–2017) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1200 E Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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