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1300 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 1300 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 729 sqft · built 1952
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$51 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN16135-000-000

Property Details

APN / Parcel Number

Primary APN16135-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area729 sqft Living Area
1st Floor Area729 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1972
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeCarport
Garage Area187 sqft
CarportCarport
Carport Area187 sqft
DrivewayDriveway
PorchUnfinished Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address1300 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD1
Legal Description1ST ADD TO OLD ORCHARD 105A3 LOT 1 BLK 1 ORB 4767 P 111
Legal Range14W
Legal Township04S
Legal Section03
Legal Subdivision1ST ADD TO OLD ORCHARD
Legal Block1
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2049
Census Tract1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITY OF NAPA
Jan 23, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 23, 2024
Transfer Doc0047670111
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Recording DateSep 18, 2026
Property Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212
Document Number0000058253
Book / Page5080 / 976
Instrument DateAug 8, 2025
Instrument202658253
Transaction TypeMortgage
Record UpdatedOct 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212

Mortgage

Document Number0000058253,
DateSep 18, 2026
Book Page5080/976
Instrument202658253
Lender
NameCITY OF NAPA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateJan 23, 2024
Property Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212
Document Number0047670111
Book / Page4767 / 111
Map ReferenceMB 8 PG 1
Instrument DateJan 23, 2024
Instrument2024003569
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1300 E 8TH ST, PANAMA CITY, FL 32401-4212

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51.00 (+10.87%) Homeowner's exemption$34,630 (+5.99%)$62,657 (+17.46%) Land $20,003 Building $42,654
2024$46.00 (-84.3%)
2023$293.00 (-18.84%) Homeowner's exemption$32,674 (+3%)$53,344 (+10.42%) Land $17,108 Building $36,236
2022$361.00 Homeowner's exemption$31,722$48,310 Land $15,134 Building $33,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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