Bay County property record for 1033 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1999 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,000 (Mar 2021) |
| Tax Bill | $3,994 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Nov 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16603-010-000 |
| Primary APN | 16603-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,023 sqft |
| 1st Floor Area | 1,308 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,723 sqft (0.338 acres) |
| Lot Dimensions | 180 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1033 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | 4 4S 14W -142.1- 69A BEG 750 E OF SE COR OF LOT 18 BLK 18 GLENWOOD ADD TH W 90 N 184 TO BAYOU ELY 90 S 175 TO POB LESS THE E 8 ORB 4383 P 1517 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1600 |
Source: Bay County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Nov 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 21, 2020 | Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC |
| Jul 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Sep 21, 2020 · Amount on Record |
| Deed Document Number | 202123175 |
| Deed Book / Page | 4383 / 1517 |
| Prior Transfer Date | Nov 18, 2020 |
| Prior Transfer Doc | 0043261656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 30, 2021 |
| Property Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Document Number | 0043831517 |
| Book / Page | 4383 / 1517 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021023175 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | CENTRAL FLORIDA TITLE CENTER, CENTRAL FLORIDA TTL CTR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1828, GOODLETTSVILLE, TN 37070-1828 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Document Number | 0043831519 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 4383/1519 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Document Number | 0043261656 |
| Book / Page | 004326 / 001656 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 78211 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1035 E 8TH ST PANAMA CITY FL 324013594, PANAMA CITY, FL 32401-3594 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Document Number | 0042991939 |
| Book / Page | 004299 / 001939 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 61284 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1828 GOODLETTSVILLE TN 370701828, GOODLETTSVILLE, TN 37070-1828 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 8, 2019 |
| Property Address | 1033 E 8TH ST, PANAMA CITY, FL 32401-3594 |
| Document Number | 0041411383 |
| Book / Page | 004141 / 001383 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 61500 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1033 E 8TH ST PANAMA CITY FL 324013594, PANAMA CITY, FL 32401-3594 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,994.00 (+5.55%) | $243,092 (+1%) | $272,086 (+23.12%) Land $80,401 Building $191,685 |
| 2024 | $3,784.00 (-1.28%) | $220,993 (+5.04%) Land $32,855 Building $188,138 | $220,993 (+5.04%) Land $32,855 Building $188,138 |
| 2023 | $3,833.00 (+16.79%) | $210,386 (+8.67%) Land $21,295 Building $189,091 | $210,386 (+8.67%) Land $21,295 Building $189,091 |
| 2022 | $3,282.00 | $193,606 Land $20,078 Building $173,528 | $193,606 Land $20,078 Building $173,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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