1300 15th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1300 15th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,778 sqft · built 2000
Lot Size	0.446 acres (19,430 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0046579000`

Property Details

APN / Parcel Number

Primary APN	`0046579000`
Alternative APN	`0000465790`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Basement Area	1,778 sqft
Finished Basement	1,224 sqft
Unfinished Basement	554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,430 sqft (0.446 acres)
Lot Dimensions	108 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	718 sqft

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	256 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1300 15TH ST
City	SHELDON
State	IA
Zip	51201-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 2 & E 1/2 LOT 5 REPLAT BLK 3
Legal Subdivision	LIMOGES ADDITION
Legal Block	3
Legal Lot Number	2,5
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4042
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1300 15TH ST, SHELDON, IA 51201-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1300 15TH ST, SHELDON, IA 51201-2224
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252015
Date	Sep 12, 2025
Instrument	2025-2015

Lender

Name	IOWA STATE BANK
Type	Bank
Address	1101 MAIN ST, HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1300 15TH ST, SHELDON, IA 51201-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002601
Date	Sep 14, 2020
Instrument	2020-02601

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00 (+5.62%) Homeowner's exemption	$354,340 (+14.61%) Land $40,830 Building $313,510	$354,340 (+14.61%) Land $40,830 Building $313,510
2024	$4,961.00 (+14.78%)
2023		$309,180 (+22.44%) Land $40,830 Building $268,350	$309,180 (+22.44%) Land $40,830 Building $268,350
2022	$4,322.00 Homeowner's exemption	$252,520 Land $19,300 Building $233,220
2021			$252,520 Land $19,300 Building $233,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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