1140 15th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1140 15th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,221 sqft · built 1992
Lot Size	0.37 acres (16,101 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Mar 2015)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0046580200`

Property Details

APN / Parcel Number

Primary APN	`0046580200`
Alternative APN	`0000465802`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	1,221 sqft
Finished Basement	1,005 sqft
Unfinished Basement	216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,101 sqft (0.37 acres)
Lot Dimensions	162 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	727 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1140 15TH ST
City	SHELDON
State	IA
Zip	51201-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 7 REPLAT BLK 3
Legal Subdivision	LIMOGES ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4042
Census Tract	490300

Owner

1140 15th St is owned and occupied by an individual who bought it in March 2015.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 15TH ST, SHELDON, IA 51201-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWESTERN BANK NA
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2015 · Amount on File
Deed Sale	Mar 23, 2015 · Amount on File
Deed Document Number	2015683
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1140 15TH ST, SHELDON, IA 51201-2210
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 15TH ST, SHELDON, IA 51201-2210

Mortgage

Document Number	0020230862
Date	May 4, 2023
Instrument	2023-0862

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 20, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1140 15TH ST, SHELDON, IA 51201-2210
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101313
Date	Apr 27, 2021
Instrument	2021-01313

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1140 15TH ST, SHELDON, IA 51201-2210
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-02686
Date	Nov 27, 2017
Instrument	2017-02686

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1140 15th St was $3,494 with a homeowner's exemption, up 4.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+4.55%) Homeowner's exemption	$239,890 Land $32,400 Building $207,490	$239,890 Land $32,400 Building $207,490
2024	$3,342.00
2023		$213,110 (+23.74%) Land $32,400 Building $180,710	$213,110 Land $32,400 Building $180,710
2022	$2,898.00 Homeowner's exemption	$172,220 Land $15,320 Building $156,900
2021			$172,220 Land $15,320 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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