130 Whitmoor Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 130 Whitmoor Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,982 sqft · built 1950
Lot Size	0.135 acres (5,898 sqft)
Owner	Company Name on File
Last Sale	$445,000 (May 2026)
Tax Bill	$5,575 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01085761`

Property Details

APN / Parcel Number

Primary APN	`13-01085761`
Alternative APN	`01085761`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,898 sqft (0.135 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01085761
Street Address	130 WHITMOOR TER
City	SILVER SPRING
State	MD
Zip	20901-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODMOOR
Legal Subdivision	WOODMOOR
Legal Block	36
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1001
Census Tract	702102

Owner

130 Whitmoor Ter is owned by a company that bought it in May 2026.

Source: Montgomery County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	10521 JUDICIAL DR, 300, FAIRFAX, VA 22030-5160
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer · Line of Credit BANK OF CLARK COUNTY
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Aug 10, 2015 · Amount on File
Deed Book / Page	70528 / 346
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 27, 2026
Property Address	130 WHITMOOR TER, SILVER SPRING, MD 20901-1519
Document Number	7052000346
Book / Page	70528 / 346
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	10521 JUDICIAL DR, 300, FAIRFAX, VA 22030-5160
Investor	Possibly a Property Investor

Mortgage

Document Number	7052000354,
Date	May 27, 2026
Book Page	70528/354

Lender

Name	BANK OF CLARK COUNTY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	130 WHITMOOR TER, SILVER SPRING, MD 20901-1519
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0586330301
Date	Dec 5, 2019
Book Page	58633/301

Lender

Name	DEPARTMENT OF COMMERCE FCU
Type	Credit Union
Address	WASHINGTON, DC 20230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 130 Whitmoor Ter was $5,575.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,667 (+1.98%)	$501,400 (+5.94%) Land $252,700 Building $248,700
2025	$5,575.00	$473,300 Land $252,700 Building $220,600	$473,300 Land $252,700 Building $220,600
2023		$412,767	$473,300 Land $252,700 Building $220,600
2022	$4,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Whitmoor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Whitmoor Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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