Montgomery County property record for 123 Whitmoor Ter, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,629 sqft · built 1951 |
| Lot Size | 0.137 acres (5,951 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,430 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01083250 |
| Primary APN | 13-01083250 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 543 sqft |
| Finished Basement | 543 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,951 sqft (0.137 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01083250 |
|---|---|
| Street Address | 123 WHITMOOR TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WOODMOOR |
| Legal Subdivision | WOODMOOR |
| Legal Block | 32 |
| Legal Lot Number | 29 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 702102 |
123 Whitmoor Ter is held in a trust since March 2007.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 123 WHITMOOR TER, SILVER SPRING, MD 20901-1520 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2007 |
| Deed Sale | Mar 15, 2007 |
| Prior Sale | Jun 4, 2003 |
| Deed Document Number | 200772099 |
| Deed Book / Page | 33967 / 574 |
| Prior Transfer Date | Mar 5, 2007 |
| Prior Transfer Doc | 0339670574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 123 WHITMOOR TER, SILVER SPRING, MD 20901-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0566370451 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 56637/451 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 123 WHITMOOR TER, SILVER SPRING, MD 20901-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 123 WHITMOOR TER, SILVER SPRING, MD 20901-1520 |
| Document Number | 0606920255 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 60692/255 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 123 Whitmoor Ter was $5,430, down 4.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,867 (+1.66%) | $490,400 (+4.99%) Land $253,000 Building $237,400 | |
| 2025 | $5,430.00 (-4.77%) | $467,100 Land $253,000 Building $214,100 | $467,100 Land $253,000 Building $214,100 |
| 2024 | $5,702.00 | ||
| 2023 | $408,367 | $467,100 Land $253,000 Building $214,100 | |
| 2022 | $4,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Whitmoor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Whitmoor Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures