Dorchester County property record for 130 Towering Pine Dr, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jan 2022) |
| Tax Bill | $2,671 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-12-03-012 |
| Primary APN | 146-12-03-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0032805 |
|---|---|
| Old Parcel Number | 1461203012 |
| Street Address | 130 TOWERING PINE DR |
| City | LADSON |
| State | SC |
| Zip | 29456-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B42 SUBD: SUMMERHAVEN PH 1B |
| Legal Subdivision | SUMMERHAVEN |
| Legal Phase | 1B |
| Legal Tract | T |
| Legal Lot Number | B42 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10814 |
Source: Dorchester County records · APN 146-12-03-012
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Jan 26, 2022 | Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Mar 20, 2019 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 26, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 2022002194 |
| Deed Book / Page | 13949 / 58 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 0151150090 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 15115/90 |
| Instrument | 2024001746 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34471 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jan 26, 2022 |
| Property Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 0139490058 |
| Book / Page | 13949 / 58 |
| Map Reference | CAB K SL 45 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022002194 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Title Company | SOUTHWESTERN TITLE COMPANY/FL, SOUTHEASTERN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 2022002195 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022002195 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Number | 0139500084 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 13950/84 |
| Instrument | 2022002254 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 1810/0218 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 TOWERING PINE DR LADSON SC 294563712, LADSON, SC 29456-3712 |
| Document Number | 1810/0218 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 011810/000218 |
| Instrument | 7270 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Mar 26, 2018 |
| Property Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 1275/0127 |
| Book / Page | 011275 / 000127 |
| Instrument Date | Mar 06, 2018 |
| Instrument | 6907 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 TOWERING PINE DR LADSON SC 294563712, LADSON, SC 29456-3712 |
| Document Number | 1275/0136 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 011275/000136 |
| Instrument | 6909 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jan 26, 2018 |
| Property Address | 130 TOWERING PINE DR, LADSON, SC 29456-3712 |
| Document Number | 1195/0218 |
| Book / Page | 011195 / 000218 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 1986 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 874 ORLEANS RD #4 CHARLESTON SC 294074857, 4, CHARLESTON, SC 29407-4857 |
Source: Dorchester County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,671.00 | $11,000 (+50.97%) Land $3,400 Building $7,600 | $275,000 (+50.97%) Land $85,000 Building $190,000 |
| 2024 | $2,671.00 (-1.91%) | ||
| 2023 | $2,723.00 (+44.99%) | $7,286 (-0.05%) Land $1,800 Building $5,486 | $182,160 (-) Land $45,000 Building $137,160 |
| 2022 | $1,878.00 | $7,290 Land $1,800 Building $5,490 | $182,160 Land $45,000 Building $137,160 |
Source: FEMA National Flood Hazard Layer, Dorchester County (45035C), updated April 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450350108141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 156 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SUMMERVILLE CPW serves 81,750 people |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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