127 Towering Pine Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 127 Towering Pine Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Jun 2022)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146-12-02-010`

Property Details

APN / Parcel Number

Primary APN	`146-12-02-010`
Alternative APN	`R0032737`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0032737
Street Address	127 TOWERING PINE DR
City	LADSON
State	SC
Zip	29456-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT B13 SUBD: SUMMERHAVEN PH 1B
Legal Subdivision	SUMMERHAVEN
Legal Phase	1B
Legal Tract	T
Legal Lot Number	B13
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1006
Census Tract	10814

Owner

Source: Dorchester County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 TOWERING PINE DR, LADSON, SC 29456-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed, Transfer · VA Mortgage LOW VA RATES LLC
Jun 15, 2017	Deed of Trust, Mortgage · VA Mortgage OVM FIN'L
Jun 21, 2017	Warranty Deed, Transfer · VA Mortgage OVM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	202214735
Deed Book / Page	14200 / 23
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 1, 2022
Property Address	127 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	0142000023
Book / Page	14200 / 23
Map Reference	CAB K SL 45
Instrument Date	May 27, 2022
Instrument	2022014735
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$912.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 TOWERING PINE DR, LADSON, SC 29456-3701

Mortgage

Document Number	2022014736
Date	Jun 1, 2022
Instrument	2022014736

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	127 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	1119/0024
Book / Page	011119 / 000024
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 TOWERING PINE DR LADSON SC 294563701, LADSON, SC 29456-3701

Mortgage

Document Number	1119/0024
Date	Nov 30, 2017
Book Page	011119/000024
Instrument	32032

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 21, 2017
Property Address	127 TOWERING PINE DR, LADSON, SC 29456-3701
Document Number	0863/0274
Book / Page	010863 / 000274
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 TOWERING PINE DR LADSON SC 294563701, LADSON, SC 29456-3701

Mortgage

Document Number	863/0278
Date	Jun 21, 2017
Book Page	010863/000278

Lender

Name	OVM FIN'L
Address	CHESAPEAKE, VA 23320

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,311.00	$14,040 (+15.67%) Land $3,400 Building $10,640	$351,000 (+73.5%) Land $85,000 Building $266,000
2024	$3,311.00 (-62.99%)
2023	$8,947.00 (+336.65%)	$12,138 (+50.04%) Land $2,700 Building $9,438	$202,304 (-) Land $45,000 Building $157,304
2022	$2,049.00	$8,090 Land $1,800 Building $6,290	$202,304 Land $45,000 Building $157,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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