130 Tortoise Rd, Sebring, FL 33876 Property Records

Highlands County property record for 130 Tortoise Rd, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,414 sqft · built 1980
Lot Size	0.507 acres (22,119 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Sep 2020)
Tax Bill	$808 (2024)
Deeds & Mortgages	Sep 2020 Sale Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C235901000200050`

Property Details

APN / Parcel Number

Primary APN	`C235901000200050`
Alternative APN	`C-23-35-29-010-0020-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,414 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,119 sqft (0.507 acres)
Lot Dimensions	150 ft deep x 147 ft wide
Garage Type	Finished
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	504 sqft
Patio Area	464 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C235901000200050
Street Address	130 TORTOISE RD
City	SEBRING
State	FL
Zip	33876-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBURBIA SUB PB 12-PG 49 E 1/2 OF LOT 5 BLK 2
Legal Range	29E
Legal Township	35S
Legal Section	23
Legal Subdivision	SUBURBIA SUB
Legal Block	2
Legal Lot Number	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3013
Census Tract	961202

Owner

Source: Highlands County records · APN C235901000200050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 TORTOISE RD, SEBRING, FL 33876-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
Dec 07, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Dec 07, 2017 · Amount on Record
Deed Document Number	1998771
Deed Book / Page	2773 / 17
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 15, 2020
Property Address	130 TORTOISE RD, SEBRING, FL 33876-9452
Document Number	0001998771
Book / Page	002773 / 000017
Instrument Date	Sep 01, 2020
Instrument	1998771
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 N 71ST TER HOLLYWOOD FL 330245459, HOLLYWOOD, FL 33024-5459

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 07, 2017
Property Address	130 TORTOISE RD, SEBRING, FL 33876-9452
Document Number	0001875804
Book / Page	002610 / 001773
Instrument Date	Dec 05, 2017
Instrument	1875804
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 TORTOISE RD SEBRING FL 338769452, SEBRING, FL 33876-9452

Mortgage

Document Number	1875805
Date	Dec 07, 2017
Book Page	002610/001774
Instrument	1875805

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,869 (+5.99%)	$224,637 (+8.79%) Land $22,125 Building $202,512
2024	$808.00 (+4.26%)
2023	$775.00 (-69.02%) Homeowner's exemption	$61,205 (-62.57%)	$206,494 (+26.3%) Land $22,125 Building $184,369
2022	$2,502.00	$163,500 Land $11,800 Building $151,700	$163,500 Land $11,800 Building $151,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

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