120 Tortoise Rd, Sebring, FL 33876 Property Records

Highlands County property record for 120 Tortoise Rd, Sebring, FL 33876 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,021 sqft · built 1981
Lot Size	0.507 acres (22,119 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2023)
Tax Bill	$2,435 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C235901000200041`

Property Details

APN / Parcel Number

Primary APN	`C235901000200041`
Alternative APN	`C-23-35-29-010-0020-0041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,021 sqft Living Area
1st Floor Area	1,650 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,119 sqft (0.507 acres)
Lot Dimensions	150 ft deep x 147 ft wide
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	646 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C235901000200041
Street Address	120 TORTOISE RD
City	SEBRING
State	FL
Zip	33876-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBURBIA SUB PB 12-PG 49 W 1/2 OF LOT 4 BLK 2
Legal Range	29E
Legal Township	35S
Legal Section	23
Legal Subdivision	SUBURBIA SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3013
Census Tract	961202

Owner

Source: Highlands County records · APN C235901000200041

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	120 TORTOISE RD, SEBRING, FL 33876-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	2174958
Deed Book / Page	3006 / 218
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 24, 2023
Property Address	120 TORTOISE RD, SEBRING, FL 33876-9644
Document Number	0002174958
Book / Page	3006 / 218
Map Reference	MB 12 PG 49
Instrument Date	Oct 20, 2023
Instrument	2174958
Transaction Type	Transfer
Record Updated	Nov 07, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TORTOISE RD, SEBRING, FL 33876-9644
Investor	Possibly a Property Investor

Mortgage

Document Number	0003006223
Date	Oct 24, 2023
Instrument	3006/223

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$201,615 (+128.35%)	$212,371 (+8.42%) Land $22,125 Building $190,246
2024	$2,435.00 (+159.04%)
2023	$940.00 Homeowner's exemption Widower's exemption	$88,293 (+3%)	$195,882 (+26.14%) Land $22,125 Building $173,757
2022	Homeowner's exemption Widower's exemption	$85,721	$155,285 Land $11,800 Building $143,485

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559612023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 329 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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