Cuyahoga County property record for 130 Sprague Rd, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,334 sqft · built 1956 |
| Lot Size | 0.487 acres (21,231 sqft) |
| Owner | Owner Name on File |
| Last Sale | $120,000 (Jun 1997) |
| Tax Bill | $3,985 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-26-025 |
| Primary APN | 363-26-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,231 sqft (0.487 acres) |
| Lot Dimensions | 337 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 130 SPRAGUE RD |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 STEARNS S/L 82 WP&SP VAC ALLEY 0071 WP |
| Legal Subdivision | F M STERNS ALLOTMENT |
| Legal Lot Number | 71 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 134206 |
The current owner of 130 Sprague Rd acquired it in August 2014.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 130 SPRAGUE RD, BEREA, OH 44017-2741 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP |
| Jan 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage MLD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1997 · Amount on File |
| Deed Sale | Jun 30, 1997 · Amount on File |
| Prior Sale | Jun 30, 1997 · Amount on File |
| Deed Document Number | 0000520265 |
| Deed Book / Page | 36326 |
| Last Transfer Date | Aug 11, 2014 |
| Transfer Doc | 0008110415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 130 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0011240737 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | CLOSELINE LLC |
| Name | Verified Name |
|---|---|
| Address | 130 SPRAGUE RD BEREA OH 440172741, BEREA, OH 44017-2741 |
| Document Number | 0011240737 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 11240737 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 130 SPRAGUE RD, BEREA, OH 44017-2741 |
| Document Number | 0001310082 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | FIRST CHOICE SETTLEMENT/PA LLC |
| Name | Verified Name |
|---|---|
| Address | 130 SPRAGUE RD BEREA OH 440172741, BEREA, OH 44017-2741 |
| Document Number | 0001310082 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1310082 |
| Name | MLD MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
The 2025 property tax bill for 130 Sprague Rd was $3,985 with a homeowner's exemption, up 2.1% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,985.00 (+2.13%) Homeowner's exemption | $68,820 (-) Land $12,710 Building $56,110 | |
| 2024 | $3,902.00 (+6.9%) Homeowner's exemption | $68,820 (+30.19%) Land $12,710 Building $56,110 | $196,600 Land $36,300 Building $160,300 |
| 2023 | $3,650.00 (+0.63%) Homeowner's exemption | $52,860 (-) Land $11,870 Building $40,990 | |
| 2022 | $3,627.00 Homeowner's exemption | $52,860 Land $11,870 Building $40,990 | |
| 2021 | $151,000 Land $33,900 Building $117,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 130 Sprague Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Sprague Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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