130 Shepherd St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 130 Shepherd St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1961
Lot Size	0.19 acres (8,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2018)
Tax Bill	$3,984 (2026)
Deeds & Mortgages	Dec 2025 Sale Feb 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`498-00061`

Property Details

APN / Parcel Number

Primary APN	`498-00061`
Alternative APN	`CHIC M:0498 P:00061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,292 sqft (0.19 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	498-00061
Street Address	130 SHEPHERD ST
City	CHICOPEE
State	MA
Zip	01013-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY MORTGAGE
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN NGBD MTG ACC
Feb 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	201839422
Deed Book / Page	22258 / 194
Last Transfer Date	Dec 23, 2025
Transfer Doc	026164-368
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 23, 2025
Property Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034
Document Number	026164-368
Book / Page	26164 / 368
Instrument Date	Dec 23, 2025
Instrument	62229
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024400-507
Date	Feb 10, 2022
Book Page	24400/507
Instrument	8874

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 10, 2018
Property Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034
Document Number	22258-194
Book / Page	22258 / 194
Instrument	39422
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034

Mortgage

Document Number	222580196
Date	Jul 10, 2018
Instrument	22258/0196

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 1, 2018
Property Address	130 SHEPHERD ST, CHICOPEE, MA 01013-2034
Document Number	22049-9
Book / Page	022049 / 000009
Instrument Date	Jan 31, 2018
Instrument	6061
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CECILE ST AGAWAM MA 010011609, AGAWAM, MA 01001-1609

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,984.00 (+8.03%)	$261,400 (+7.44%) Land $101,500 Building $159,900	$288,704 (+22.34%)
2025	$3,688.00 (+3.42%)	$243,300 (+0.7%) Land $92,400 Building $150,900	$235,980
2024	$3,566.00 (+7.93%)	$241,600 (+10.77%) Land $90,600 Building $151,000
2023	$3,304.00	$218,100 Land $82,300 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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