Hampden County and Chicopee City property record for 118 Shepherd St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1961 |
| Lot Size | 0.191 acres (8,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,500 (Sep 1999) |
| Tax Bill | $4,043 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 498-00060 |
| Primary APN | 498-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,324 sqft (0.191 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 498-00060 |
|---|---|
| Street Address | 118 SHEPHERD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 811101 |
118 Shepherd St is owned and occupied by an individual who bought it in September 1999.
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 SHEPHERD ST, CHICOPEE, MA 01013-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 1999 · Amount on File |
| Deed Sale | Sep 16, 1999 · Amount on File |
| Deed Book / Page | 10929 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 118 SHEPHERD ST, CHICOPEE, MA 01013-2034 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024706-55 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 24706/55 |
| Instrument | 52769 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2032 |
The 2026 property tax bill for 118 Shepherd St was $4,043, up 8% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,043.00 (+7.96%) | $265,300 (+7.41%) Land $101,600 Building $163,700 | $287,697 (+11.34%) |
| 2025 | $3,745.00 (+3.42%) | $247,000 (+0.69%) Land $92,500 Building $154,500 | $258,400 |
| 2024 | $3,621.00 (+7.77%) | $245,300 (+10.6%) Land $90,700 Building $154,600 | |
| 2023 | $3,360.00 | $221,800 Land $82,500 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Shepherd St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Shepherd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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