130 Sand Castle Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 130 Sand Castle Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,880 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jun 2021)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5383.09.15.7826000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.15.7826000`
Alternative APNs	`550574` `48121`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,880 sqft Heated Area
Gross Area	1,642 sqft
1st Floor Area	20 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 76 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48121
Street Address	130 SAND CASTLE DR
City	EMERALD ISLE
State	NC
Zip	28594-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BF SEA DUNES
Legal Subdivision	SEA DUNES
Legal Block	15
Legal Lot Number	13
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2016
Census Tract	970904

Owner

130 Sand Castle Dr is owned by an individual who bought it in June 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7509 PINASTER PL, RALEIGH, NC 27613-5226
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 30, 2017	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jan 30, 2017 · Amount on File
Deed Document Number	20211725475
Deed Book / Page	1725 / 475
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 10, 2021
Property Address	130 SAND CASTLE DR, EMERALD ISLE, NC 28594-2327
Document Number	0017250475
Book / Page	1725 / 475
Map Reference	MB 16 PG 83
Instrument Date	Jun 3, 2021
Instrument	1725475
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7509 PINASTER PL, RALEIGH, NC 27613-5226

Mortgage

Document Number	0001725476
Date	Jun 10, 2021
Instrument	1725-476

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	130 SAND CASTLE DR, EMERALD ISLE, NC 28594-2327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016410276
Date	Jun 24, 2019
Book Page	1641/276
Instrument	1641276

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 30, 2017
Property Address	130 SAND CASTLE DR, EMERALD ISLE, NC 28594-2327
Document Number	0015650489
Book / Page	001565 / 000489
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 BROADWAY ST QUANTICO VA 221343454, QUANTICO, VA 22134-3454

Mortgage

Document Number	15650490
Date	Jan 30, 2017
Book Page	001565/000490

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 130 Sand Castle Dr was $3,477.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$963,682 (+4.44%) Land $333,018 Building $630,664	$963,682 (+4.44%) Land $333,018 Building $630,664
2025	$3,477.00	$922,689 Land $333,018 Building $589,671	$922,689 Land $333,018 Building $589,671
2023		$387,608 Land $177,840 Building $209,768	$387,608 Land $177,840 Building $209,768
2022	$2,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Sand Castle Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Sand Castle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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